Credit Repair Mogul

Reveals Her “Lockhart Credit Booster" That 1,937 Normal People Have Used To Start Seeing RESULTS on Their Poor Credit Within 24-48 Hours

WITHOUT outrageous unfair fees... see if you qualify below:

Over the last year, families around America were forced to face their worst financial situation while the job market was hitting an all-time low…

Causing 2020 to also be considered the year MILLIONS of Americans had their credit ruined.

If you were caught in this turbine, I get it…

It’s a nightmare to have your life change so drastically because of something COMPLETELY out of your control…

And bad credit doesn’t make it any easier.

The Reason Why Bad Credit is Such a Struggle for Most Americans is Because We’re Never TAUGHT How to Deal with it

I’ve had that sub-550 credit doesn’t even allow you to open a simple store card.

Don’t even get me started on the insane interest rates on a mortgage (which I would never get approved for.)

The worst part is if this isn’t fixed ASAP, bad credit puts you down a slippery slope that could keep you jobless, carless, and even homeless.

Now, this isn’t meant to scare you…

I paint that picture because I was THIS close to falling down that slope even though I was doing everything “right.”

Everyone says to “live below your means.”

So that’s what I did…

I started spending less and saving more…

My life was NOT fun.

We were never taught how to fix it, raise it, or even keep it healthy.

The truth is, most American’s have NEVER had an opportunity to learn HOW to do these things:

  • Pay off debts
  • Save for retirement
  • Buy their dream car or house
  • Or simply build up some emergency funds

2 out of 3 American adults can’t even pass a basic financial literacy test…

So we simply get buried further down into “the red.”

Then we panic.

I say that because I’ve been there.

The Life I Knew Was GONE For The Next Two Years...

And even then my credit barely improved.

It was a rollercoaster ride I was tired of.

“Live below your means” was great advice for someone with O.K. credit but NOT for someone in the red.

It wasn’t until I learned the traditional “saving money” and “spending less” approach would never work

Building good credit and wealth is actually about LEVERAGING your credit…

The Life I Knew Was GONE For The Next Two Years...

And even then my credit barely improved.

It was a rollercoaster ride I was tired of.

“Live below your means” was great advice for someone with O.K. credit but NOT for someone in the red.

It wasn’t until I learned the traditional “saving money” and “spending less” approach would never work

Building good credit and wealth is actually about LEVERAGING your credit…

My Name Is Melisha

I’m Here to Take You Off the Poor Credit Rollercoaster & Repair Your Credit in 24-48 Hours

I’ve learned the hard way that fixing bad credit with the traditional “saving money” and “spending less” approach does not work…

That’s why at M Lockhart Credit Repair Services we do things differently.

Instead of using outdated methods that could take years… we use our Lockhart Credit Booster methods to get back in the green in record time.

See below what you get once approved to join this life-changing, credit transformation program:

What’s Included When You Get Accepted For Credit Repair & Get Access To Our "Lockhart Credit Booster"?

  • Get 1-On-1 guidance with a Certified Credit Repair Specialist to understand your exact needs
  • Get a Customized Plan to repair your damaged credit
  • Use our “Challenge Method” to remove negative accounts on ALL 3 credit bureaus
  • Stop collections agencies from contacting you
  • Exclusive access to new Tradelines that BOOST your Credit Score
  • 24-Hour Transunion Expedited Removal (w/ Inquiry Removal)
  • Even get access to over $10K in Primary Tradelines
  • Quick and easy access to our Customer Satisfaction team
  • Weekly accountability emails to keep you on track and Top-Flight Credit Coaching
  • First-class education to help you maintain a great credit that builds through time
  • Credit-boosting secrets only known by industry experts
  • Get significant results in as little as 24-48 hours!

Our Simple 3-Step Process

1.) Receive Your FREE Credit Audit

This FULL credit report Audit will locate any inaccurate, unverifiable, or outdated negative items – and create a customized plan to improve your credit fast!

2.) Go Through Our

"Lockhart Credit Booster

To Start Seeing Results on Your Credit In 24-48 Hours!

We aggressively challenge incorrect and unverified information on your behalf in order to restore your credit scores.

3.) Start Saving Money And Reap The Benefits Of Great Credit!

With your credit score in the green watch as you get offered lower interest rates, lower insurance premiums, and get better rates on new credit & loans – saving you thousands of dollars every year!

What Are The True Costs Of Poor Credit?

Poor credit not only prevents you from making important purchases… it can cost you THOUSANDS every year because of the inflated interest rates.

So if you’re looking at a Mortgage, a dream car, an insurance quote, or just a simple Credit Card…

Without good credit you’re looking at TRIPLE the normal interest rates – which leaves you spending much more than you bargained.

Let’s take a look at the numbers:

Take Back Control Of Your Credit And Financial FUTURE!

We’re Successful In Removing:


Our Exclusive “Lockhart Credit Booster” Is The ONLY Fast Track To Get:

  • “Insider Credit Secrets” only known by industry experts to increase your credit score in record time

  • Access to a credit loophole to that boosts your score virtually overnight!

  • Our “held-by-the-hand” process to quality for HIGH LIMIT credit lines

  • The EXACT steps we have our clients take to REMOVE all negative items with a 100% more effective than other methods!

So You Can...

🏠 Buy, Refinance, or Remodel Your Home

🚘 Buy a New Car

👩‍💼 Qualify for a Better Paying Job

🏬 Move into a Bigger, Better Apartment

👫 Reduce Finance-Related Stress in Your Relationship

💳 Get Approved for Credit Cards (At coveted rates)

💵 Save Thousands of Dollars a Year in Low Interest Rates

📉 Get Lower Insurance Payments

The BEST Interest Rates


Credit Restoration is encouraged by the law and therefore weighs on your side. Studies have shown that many Americans have errors on their credit reports and we're experts in getting them resolved.

Is Credit Restoration Legal?

Yes, in fact, not only is it legal but the law called “The Fair Credit Reporting Act” weighs the balance in your favor. The FCRA gives you the right to dispute any item on your credit report. If within a reasonable timeframe (usually 30 days) this item cannot be verified it must be removed. Per a Federal Trade Commission (FTC) study, 79% of all credit reports have an error that makes them deemed less creditworthy than they actually are. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified but not offer proof. It is our job to prepare documents that challenge this which is our expertise.

Is Credit Restoration worth my time and money?

If poor credit is keeping you from qualifying for a credit product, such as a mortgage or a car loan, or is causing you to pay high-interest rates, the time and money invested into Credit Restoration is a well worth investment. High-interest rates can cost you thousands of dollars a year – and is sometimes the cause of additional late payments which will worsen your credit score. If it’s a mortgage or a car loan you’re after, poor credit will prevent you from qualifying, which not only affects you financially but also affects your lifestyle. Anyone with a credit score below 720 can benefit long-term from advice, information, and education around credit restoration. However, there are limiting factors that will prevent us from helping you. Two main factors are:

(1) your financial situation and/or

(2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed. Also, there are specific requirements the Credit Bureau, Collection agencies, and Creditor must adhere to, when placing items on consumer credit reports, if these requirements are not met, the negative items can be removed.

What can I expect when I enroll in M Lockhart Credit Repair Services?

This is a held-by-the-hand process from start to finish and prepares all of your documents for you. Our years of experience have allowed us to accurately communicate with creditors and credit bureaus in order to easily improve credit scores. While you can do this on your own, there may be difficulties with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money-back guarantee system.

(Clients should receive updated credit reports every 15-45 days. It is the client's responsibility to make us aware if updated reports have not been received).

How long will it take to raise my score?

You can see a boost in credit scores within 24-48 hours thanks to items being instantly removed from your credit report. Part of our initial audit is to locate items easily challengeable in order to see instant results. Credit Bureaus have 30 days to respond to challenge letters, so you will see improvement within the first 45 - 60 days. NOTE: Each credit report is different, thus credit completion will vary based on your current credit standing and your credit goals. Many clients average 3-5 months in the program.

Why is M Lockhart Services different?

Our methods are different from the traditional credit repair process, giving us an advantage in winnable challenges and timeframes.

On average, we remove 97% of the negative items from a credit report. Our fees are fair, trustworthy and we GET RESULTS!

Will the removed items come back?

In most cases (98%) removed items do not come back. By law, collection agencies and credit bureaus must notify you before putting items back on your report. Moreover, collection agencies can transfer debts, in which case, you have 30 days to respond to the debt. If an item does come back, we can immediately take action and target to delete it.

What items can you help me to remove and improve?

With our assistance, our clients have had great success with bankruptcies, child support, late payments, collections, charge-offs, repossessions, medical bills, utilities, credit card debt, inquiries, old addresses, judgments, tax liens, foreclosures and student loans

Click the button below to start your application process for our “Lockhart Credit Booster” today!

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